Meeting Your Goals with Qualifying Charitable Distributions

If you’re interested in making a transformational gift to support classrooms, a Qualifying Charitable Distribution might be exactly what you’re looking for. And, it can benefit you, too. 

What is a Qualifying Charitable Distribution (QCD)?

A qualified charitable distribution (QCD) is a gift an individual 70 ½ years old or older can distribute from a taxable IRA to a qualifying 501(c)(3) non-profit like AdoptAClassroom.org. You can give up to $100,000 total instead of taking out your required minimum distributions.

What are the benefits of a QCD?

Making a QCD allows you to meet your required minimum distribution without increasing your taxable income. Because your taxable income won’t increase, you can avoid higher tax rates or limitations on tax deductions. 

Is a QCD the best fit for me?

There are many charitable giving strategies, and we want to be sure we find the best one for you. If your securities have grown in value since you bought them, you may want to consider making a donation of appreciated stock instead. 

To discuss your options, please contact us at [email protected].

How can I make a QCD to AdoptAClassroom.org?

Your IRA custodian will make a payment directly to AdoptAClassroom.org. In order to begin the process, you will need to reach out to the organization managing your account. If you want your QCD to meet your required minimum distribution, it must be made by December 31st. 

For questions about making a QCD please contact us at [email protected] or (877)384-0764.


Our Giving Guides will help you maximize your impact. Read more: